Upstart Holdings, Inc. (UPST) Stock Forecast
Data as of Aug 1, 2026Financial Services · Current price $27.41 (+1.37%)
Price Target Range
Consensus Price Target Over Time
Analyst Rating Distribution
Last 3 Months
6-Month Trend
Latest Analyst Forecasts
Price targets issued by Wall Street analysts. Upside calculated against today's price.
| Date | Analyst | Firm | Price Target | Upside |
|---|---|---|---|---|
| Feb 17, 2026 | Giuliano Bologna | Compass Point | $30.00 | +9.4% |
| Feb 13, 2026 | Will Nance | Goldman Sachs | $35.00 | +27.7% |
| Feb 11, 2026 | Arvind Ramnani | Truist Financial | $49.00 | +78.8% |
| Jan 6, 2026 | Arvind Ramnani | Truist Financial | $59.00 | +115.2% |
| Nov 6, 2025 | Will Nance | Goldman Sachs | $40.00 | +45.9% |
| Nov 5, 2025 | James Faucette | Morgan Stanley | $45.00 | +64.2% |
| Nov 5, 2025 | Kyle Peterson | Needham | $56.00 | +104.3% |
| Aug 6, 2025 | James Faucette | Morgan Stanley | $70.00 | +155.4% |
| Jul 14, 2025 | Will Nance | Goldman Sachs | $71.00 | +159.0% |
| Jun 11, 2025 | Kyle Joseph | Stephens | $55.00 | +100.7% |
| Nov 8, 2024 | Arvind Ramnani | Piper Sandler | $85.00 | +210.1% |
| Oct 14, 2024 | David Chiaverini | Wedbush | $45.00 | +64.2% |
| Sep 20, 2024 | Dan Dolev | Mizuho Securities | $48.00 | +75.1% |
| Aug 12, 2024 | Ramsey El-Assal | Barclays | $35.00 | +27.7% |
| Aug 7, 2024 | Arvind Ramnani | Piper Sandler | $31.00 | +13.1% |
| Aug 7, 2024 | Peter Christiansen | Citigroup | $33.00 | +20.4% |
| Jul 31, 2024 | Dan Dolev | Mizuho Securities | $31.00 | +13.1% |
| May 9, 2024 | Dan Dolev | Mizuho Securities | $17.00 | -38.0% |
| Feb 14, 2024 | Arvind Ramnani | Piper Sandler | $24.00 | -12.4% |
| Feb 14, 2024 | Michael Ng | Goldman Sachs | $12.00 | -56.2% |
Top Analysts Covering UPST
UPST vs Sector & Market
| Metric | UPST | Financial Services Avg | Large Cap Avg |
|---|---|---|---|
| Analyst Rating | 2.37 | 2.52 | 2.42 |
| Analyst Count | 19 | 9 | 19 |
| Target Upside | +39.1% | +95.0% | +17.1% |
| P/E Ratio | 67.53 | -5.09 | 43.33 |
Revenue Estimates
| Period | Low | Avg | High | # |
|---|---|---|---|---|
| 2026-12-31 | $1.39B | $1.42B | $1.44B | 10 |
| 2027-03-31 | $385M | $400M | $424M | 4 |
| 2027-06-30 | $449M | $467M | $495M | 3 |
| 2027-09-30 | $480M | $499M | $529M | 3 |
| 2027-12-31 | $516M | $536M | $568M | 3 |
| 2028-03-31 | $515M | $535M | $568M | 2 |
| 2028-06-30 | $677M | $703M | $746M | 5 |
| 2028-09-30 | $698M | $725M | $769M | 4 |
| 2028-12-31 | $672M | $698M | $741M | 4 |
| 2029-12-31 | $3.29B | $3.44B | $3.69B | 5 |
EPS Estimates
| Period | Low | Avg | High | # |
|---|---|---|---|---|
| 2026-12-31 | $1.69 | $1.97 | $2.39 | 8 |
| 2027-03-31 | $0.55 | $0.58 | $0.63 | 2 |
| 2027-06-30 | $0.88 | $0.93 | $1.00 | 1 |
| 2027-09-30 | $0.92 | $0.97 | $1.04 | 1 |
| 2027-12-31 | $0.96 | $1.01 | $1.09 | 2 |
| 2028-03-31 | $0.96 | $1.01 | $1.09 | 3 |
| 2028-06-30 | $1.79 | $1.88 | $2.03 | 2 |
| 2028-09-30 | $1.73 | $1.82 | $1.96 | 2 |
| 2028-12-31 | $1.06 | $1.12 | $1.21 | 3 |
| 2029-12-31 | $6.02 | $6.39 | $6.98 | 2 |
Frequently Asked Questions
What is the analyst consensus for UPST?
The consensus among 19 analysts covering Upstart Holdings, Inc. (UPST) is Buy with an average price target of $38.13.
What is the highest price target for UPST?
The highest price target for UPST is $350.00, set by Peter Christiansen at Citigroup on 2021-12-03.
What is the lowest price target for UPST?
The lowest price target for UPST is $10.00, set by David Chiaverini at Wedbush on 2023-05-10.
How many analysts cover UPST?
19 analysts have issued ratings for Upstart Holdings, Inc. in the past 12 months.
Is UPST a buy or sell right now?
Based on 19 analyst ratings, UPST has a consensus rating of Buy (2.37/5) with a +39.1% upside to the consensus target of $38.13.
What are the earnings estimates for UPST?
Analysts estimate UPST will report EPS of $1.97 for the period ending 2026-12-31, with revenue estimated at $1.42B.
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Data updated daily. Analyst price targets sourced from public filings and broker reports. Not investment advice.