XYZ vs SOFI
Block, Inc. vs SoFi Technologies, Inc. · Updated Nov 13, 2026
XYZ — 8 wins1 tiesSOFI — 14 wins
Price Performance
XYZ +36.03%SOFI -45.39%
Performance
| XYZ | SOFI | |
|---|---|---|
| 1 Month | +8.56% | +10.02% |
| 3 Months | -0.65% | -14.46% |
| 6 Months | +15.12% | -2.34% |
| YTD | +26.51% | -40.24% |
| 1 Year | +24.94% | -49.45% |
| 3 Year | +61.30% | +110.85% |
| 5 Year | -66.72% | -32.83% |
Yearly Returns
| YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| XYZ | +30.1% | -25.0% | +17.7% | +19.7% | -61.7% | -27.0% | +241.0% | +9.4% | +55.1% | +151.1% | +12.1% | +0.1% |
| SOFI | -43.5% | +85.3% | +59.6% | +121.1% | -70.6% | +29.6% | +18.7% | — | — | — | — | — |
Valuation
| XYZ | SOFI | |
|---|---|---|
| P/E Ratio | 64.33 | 40.90 |
| Forward P/E | 10.16 | 15.44 |
| PEG Ratio | 1.06 | 1.13 |
| P/S Ratio | 1.91 | 4.36 |
| P/B Ratio | 2.15 | 1.98 |
| EV/EBITDA | 26.06 | 23.42 |
Financials
| XYZ | SOFI | |
|---|---|---|
| EPS (TTM) | $1.28 | $0.38 |
| Gross Margin | +48.03% | +53.53% |
| Operating Margin | -2.84% | +37.11% |
| Net Margin | -5.10% | +13.00% |
| ROE | +3.71% | +4.59% |
| ROA | +2.01% | +0.95% |
| Debt/Equity | 0.37 | 0.18 |
Growth
| XYZ | SOFI | |
|---|---|---|
| Revenue Growth YoY | +4.94% | +32.47% |
| Revenue Growth QoQ | -3.13% | +5.30% |
| EPS Growth YoY | -273.33% | -56.67% |
| EPS Growth QoQ | -373.68% | +18.18% |
Technical
| XYZ | SOFI | |
|---|---|---|
| RSI (14) | 55.37 | 45.77 |
| % From 20-Day SMA | +3.10% | -1.67% |
| % From 50-Day SMA | +5.26% | -3.64% |
| % From 200-Day SMA | +14.40% | -9.92% |
| % From 52-Week High | -7.89% | -52.20% |
| % From 52-Week Low | +70.80% | +12.88% |
Analyst Ratings
XYZ
Buy(49 analysts)
Strong SellHoldStrong Buy
Price Target
$97.47
+14.33% upside
SOFI
Hold(18 analysts)
Strong SellHoldStrong Buy
Price Target
$21.05
+30.46% upside
Overview
| XYZ | SOFI | |
|---|---|---|
| Sector | Technology | Financial Services |
| Industry | Software - Infrastructure | Financial - Credit Services |
| Exchange | NYSE | NASDAQ |
| Market Cap | $46.67B | $20.80B |
| Shares Outstanding | 540.8M | 1.30B |
| Avg Volume (10D) | 8.20M | 52.27M |
| Dividend Yield | — | — |
Frequently Asked Questions
Is XYZ or SOFI a better buy right now?
Based on 23 comparable metrics, SOFI leads in 14 categories while XYZ leads in 8. SOFI has a consensus analyst rating with 18 analysts covering the stock. Neither stock should be purchased based on a single comparison — consider your investment goals and risk tolerance.
Which stock has better performance, XYZ or SOFI?
Over the past year, XYZ returned +24.94% compared to SOFI's -49.45%. In the short term (1 month), XYZ returned +8.56% vs SOFI's +10.02%.
Is XYZ or SOFI more expensive?
XYZ trades at a P/E of 64.33 compared to SOFI's 40.90. On a price-to-sales basis, XYZ trades at 1.91x vs SOFI's 4.36x. Forward P/E: XYZ at 10.16 vs SOFI at 15.44.
Which stock has higher growth, XYZ or SOFI?
XYZ's revenue grew +4.94% year-over-year compared to SOFI's +32.47%. EPS growth: XYZ at -273.33% vs SOFI at -56.67%.
Do XYZ and SOFI pay dividends?
XYZ does not currently pay a dividend. SOFI does not currently pay a dividend.
Which stock do analysts prefer, XYZ or SOFI?
XYZ has 49 analysts with a target price of $97.47 (+14.33% upside). SOFI has 18 analysts with a target of $21.05 (+30.46% upside).
Data updated daily. All comparisons based on latest available market data. Not investment advice.