XYZ vs SOFI
Block, Inc. vs SoFi Technologies, Inc. · Updated Aug 14, 2026
XYZ — 11 wins1 tiesSOFI — 11 wins
Price Performance
XYZ +9.27%SOFI -20.87%
Performance
| XYZ | SOFI | |
|---|---|---|
| 1 Month | +2.14% | +4.06% |
| 3 Months | +19.75% | +21.46% |
| 6 Months | +55.29% | -9.51% |
| YTD | +28.38% | -28.97% |
| 1 Year | +12.10% | -21.37% |
| 3 Year | +33.95% | +99.73% |
| 5 Year | -70.35% | +15.78% |
Yearly Returns
| YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| XYZ | +27.5% | -25.0% | +17.7% | +19.7% | -61.7% | -27.0% | +241.0% | +9.4% | +55.1% | +151.1% | +12.1% | +0.1% |
| SOFI | -32.9% | +85.3% | +59.6% | +121.1% | -70.6% | +29.6% | +18.7% | — | — | — | — | — |
Valuation
| XYZ | SOFI | |
|---|---|---|
| P/E Ratio | 65.28 | 48.61 |
| Forward P/E | 10.16 | 15.44 |
| PEG Ratio | 1.06 | 1.13 |
| P/S Ratio | 1.92 | 4.84 |
| P/B Ratio | 2.17 | 2.20 |
| EV/EBITDA | 26.27 | 26.41 |
Financials
| XYZ | SOFI | |
|---|---|---|
| EPS (TTM) | $1.28 | $0.38 |
| Gross Margin | +48.03% | +53.53% |
| Operating Margin | -2.84% | +37.11% |
| Net Margin | -5.10% | +13.00% |
| ROE | +3.71% | +4.59% |
| ROA | +2.01% | +0.95% |
| Debt/Equity | 0.37 | 0.18 |
Growth
| XYZ | SOFI | |
|---|---|---|
| Revenue Growth YoY | +4.94% | +32.47% |
| Revenue Growth QoQ | -3.13% | +5.30% |
| EPS Growth YoY | -273.33% | -56.67% |
| EPS Growth QoQ | -373.68% | +18.18% |
Technical
| XYZ | SOFI | |
|---|---|---|
| RSI (14) | 57.67 | 54.89 |
| % From 20-Day SMA | +3.84% | +6.96% |
| % From 50-Day SMA | +8.49% | +6.52% |
| % From 200-Day SMA | +23.14% | -10.93% |
| % From 52-Week High | -3.68% | -43.19% |
| % From 52-Week Low | +73.33% | +32.73% |
Analyst Ratings
XYZ
Buy(40 analysts)
Strong SellHoldStrong Buy
Price Target
$95.64
+20.97% upside
SOFI
Hold(18 analysts)
Strong SellHoldStrong Buy
Price Target
$21.00
+15.04% upside
Overview
| XYZ | SOFI | |
|---|---|---|
| Sector | Technology | Financial Services |
| Industry | Software - Infrastructure | Financial - Credit Services |
| Exchange | NYSE | NASDAQ |
| Market Cap | $47.02B | $23.06B |
| Shares Outstanding | 595.2M | 1.28B |
| Avg Volume (10D) | 5.72M | 53.05M |
| Dividend Yield | — | — |
Frequently Asked Questions
Is XYZ or SOFI a better buy right now?
Based on 23 comparable metrics, XYZ leads in 11 categories while SOFI leads in 11. XYZ has a consensus analyst rating with 40 analysts covering the stock. Neither stock should be purchased based on a single comparison — consider your investment goals and risk tolerance.
Which stock has better performance, XYZ or SOFI?
Over the past year, XYZ returned +12.10% compared to SOFI's -21.37%. In the short term (1 month), XYZ returned +2.14% vs SOFI's +4.06%.
Is XYZ or SOFI more expensive?
XYZ trades at a P/E of 65.28 compared to SOFI's 48.61. On a price-to-sales basis, XYZ trades at 1.92x vs SOFI's 4.84x. Forward P/E: XYZ at 10.16 vs SOFI at 15.44.
Which stock has higher growth, XYZ or SOFI?
XYZ's revenue grew +4.94% year-over-year compared to SOFI's +32.47%. EPS growth: XYZ at -273.33% vs SOFI at -56.67%.
Do XYZ and SOFI pay dividends?
XYZ does not currently pay a dividend. SOFI does not currently pay a dividend.
Which stock do analysts prefer, XYZ or SOFI?
XYZ has 40 analysts with a target price of $95.64 (+20.97% upside). SOFI has 18 analysts with a target of $21.00 (+15.04% upside).
Data updated daily. All comparisons based on latest available market data. Not investment advice.